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Terms & Conditions

These terms and conditions relate to 123+ Rewards (“123+ Rewards”).

Reference in these terms and conditions to “Us” or “We” or “123.ie” refers to 123 Money Limited ("123").

When you login to 123+ and use www.123plus.ie you are deemed to accept these terms and conditions together with 123plus.ie Terms of Use and Privacy Policy and any other documentation referred to therein.

Qualifying Criteria
In order to qualify for 123+, you must be a 123.ie policy holder. If you are a new customer, you may not be able to access 123+ until our system has verified your details. Please note that it can take up to 7 business days for us to verify your details.

Customer Validation Process
You will need to validate that you are an existing 123.ie customer by logging in to 123+ with your main contact phone number on your 123.ie policy and your year of birth.

Terms of Use
The website, 123plus.ie, (the “Rewards Website”) is solely for the use of 123.ie customers. The offers displayed on this site may not be distributed to anyone who is not a 123.ie customer. Any communication between you and this Rewards Website is non-confidential and non-proprietary. When using www.123plus.ie, you are deemed to accept the terms and conditions governing the website. 123 reserves the right to prevent access to the Rewards Website to any customer who breaches these terms and conditions.

Brand Partner Contracts
When you avail of 123+, you are entering into a contract with our Brand Partners and not with 123. 123 is not responsible or liable for any products or services offered by our Brand Partners. While 123 is not accountable for any issues arising from the nature of the goods and services provided by our Brand Partners, if you are unhappy with any goods or services offered by our Brand Partners, please click here to inform our customer care team. This will help us to ensure that we select only the best Brand Partners.

Brand Partners
123+ rewards may be redeemed in a variety of manners and are subject to the Brand Partners terms and conditions. 123+ rewards may be subject to change and 123 makes no guarantee as to the scope of availability or the length of time a 123+ reward will be made available. 123+ rewards are not transferrable and no cash alternatives are available.

Policy Termination
If you cancel or fail to renew your policy with 123.ie or your policy terminated for any reason, your 123+ account will also be cancelled or terminated 7 days after 123.ie ceases to be your insurance provider.

123 is entitled to cancel or terminate the 123+ Programme at any time without notice. 123 reserves the right to amend, modify and update these terms and conditions at any time without notice. We advise you to check our terms and conditions regularly to ensure that you are up to date with the latest information. Up to date terms and conditions will be published on 123+ Website.

Governing Law
These terms and conditions shall be governed by and construed in accordance with the law of the Republic of Ireland. The parties irrevocably submit to the exclusive jurisdiction of the courts of Republic of Ireland.

All communications with you will be in English.

Data Protection
123 abides by the Data Protection Acts 1988 and 2003. If you have any queries with regards to Data Protection you may contact us or alternatively the Office of the Data Protection Commissioner, Canal House, Station Road, Portarlington, Co.Laois, Ireland, Tel +353 57 868 4800. For further details, see the www.123plus.ie Privacy Policy.